The most important part of buying a home is the relationship between the Realtor® and the buyer. Buying a home is the largest purchase most people will make in a lifetime, and letting me know your wants, needs and desires will enable me to help you in the most efficient and meaningful manner.
I want to hear about what you want, the type of property you are interested in purchasing, including any special desires and needs you may have.
By listening carefully to your wants and needs, I will be better able to make your experience as a buyer as stress free as possible.
Buying a Home!
Buying a
home is going to be one of the most important decisions you will make in your
life. Choosing the right Team, the best Realtor® and Mortgage Broker you can
find will make this process virtually painless.
Wherever
the Real Estate market is, whether a buyer's market or a seller's market, your
financial fitness is the key to your qualifications for buying a property.
These Super Strategies are designed
to help you understand the step-by-step process of purchasing a home.
Your Realtor®
should be someone you can get along with and trust, because you will be
spending a lot of time together. They should be committed to you, explain
everything clearly, show you some
creative
options to get what you want, listen to your needs and concerns, and respond
professionally. Choosing the right home can be an emotional one and should be
supported and helped by your Realtor®.
Once you've
answered the question "Is this the right time for me to buy a home" with a
resounding YES! Then the following strategies are your next steps for you to
take in order to get your piece of the American Dream.
5 Super Strategies For Home Buyers!
1.
Determine your price range by contacting a Mortgage Broker to define your affordability so that
you can be pre-approved prior to making an offer on a property. Talk to your
mortgage professional now about the different loan options available to you.
2.
Finding a Mortgage Broker is easy.
Call your
Realtor® for a recommendation or ask
a friend
who recently purchased a home for the name of their Mortgage Broker.
3. Down
payment can be as
little as 3%. But remember that if you put down less than 20%
the
lender will require PMI (Private Mortgage Insurance). You may qualify for a
100% loan, depending on your income and credit scores. Ask your mortgage
professional to discuss options with you.
4.
Closing costs are
various fees and expenses payable at time of Close of Escrow. You can expect to
pay 2 to 3% of the purchase price. It can be incorporated with your down
payment or paid separately depending on your type of loan. Discuss this with
your Mortgage Broker.
5.
Making a written offer is the first of many steps in a real estate purchase contract. Here you
will state financial terms, inspection terms, close of escrow date and
determine a realistic offering price for that property. With the guidance of
your agent all of these terms are negotiable at the time of presentation.
Click here to read:
How To Thrive In Real Estate Today.
Sign up below for more Super Strategies
for Home Buyers. Click here.
Resources for Buyers
Let Marin County's most trusted Realtor® help YOU!
Call Bea now at 415-925-3263
or email Bea@beanewhallrealestate.com
for a complimentary consultation!
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to get additonal tips
Real Estate Definitions
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